Wednesday, December 10, 2008  

[Going all out...]

I received an invitation to apply for two DBS credit cards in the mail today. It was pretty cool, they even included miniature versions of the cards, with my name on them.


Actually, I have been meaning to apply for a few credit cards. I feel that there isn't one single "best" card. The cards you should apply for depends on your lifestyle and spending habits. And every single "reward", discount, or perks that come along with credit cards have only one purpose - to make you spend more.

That said, I feel that most of the discounts offered by credit cards are shit. They are not stores that most people usually shop at. Unless the discount is at a shop where you spend money at on a regular basis, don't even consider it. Next, accumulating points and exchanging them for something. A little better, but you have to spend an insane amount of money to exchange for something of very little value so it's not very attractive neither.

So I'm going to go for cards that offer cash rebates. I've already decided on the two cards to apply for. I might apply for another one or two more, just for the heck of it. We'll see. Both the cards I'm applying for are white. Maybe something black...

^^^ by Locksley @ 9:15 PM. 3 comments.
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[Comments]

I think the only discounts that are REALLY good are the petrol discounts.

Sigh... I always pay the full price each time =(
hmm the UOB NOW debit (platinum) is a so called "platinum" card... even though it is a debit card. Can get 5% off at shell =)... special priviledges at cathay too I think.

One irritating thing about it is that it is also an EZ-Link card. For me i use NUS EZ-Link. So i end up with 2 cards that can can cock up the machine... have to put the cards on different faces of the wallet to take transport
I think most cards are "platinum" now. I'm actually going to apply for UOB's ONE card. One of the discounts is $6/$8 for movie tickets at Cathay. I think that's quite useful.
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